Securitization

 

You are a business with sales exceeding €120 million and you wish to obtain medium-term financing for your trade receivables? You are seeking a product with a sustainable impact for your working capital requirement? which also includes your European subsidiaries? and which diversifies your sources of financing?

Our securitization offer will meet your requirements.

A "hybrid" financing product, combining securitisation and factoring

 

A high-performance financing tool


Our securitization product provides:

  • An access to the capital markets, thanks to the rating of the portfolio by international rating agencies
  • A product with a sustainable impact, by reducing the working capital requirement and improving the processes
  • A reduced financing cost, thanks to the rating process and access to the capital markets
  • A durable source of financing over a 3-5 year period.

Financing that is not linked to the financial health of the business, that is based on the liquidity of the assets and that enables the development strategy to be implemented

3 advantages that change everything

  • You optimise the financing of your trade receivables
  • You save time, thanks to an automated operation
  • You benefit from the expertise developed by GE Factofrance in account receivables management

 

What is securitization?


Securitization is a financing technique using the transfer of assets (trade receivables, for example) to an ad hoc entity (Fonds Commun de Créances or FCC (mutual debt fund) or equivalent), which issues rated securities, subscribed for by investors on the capital markets.

 

 

 

Debtors

 

Assignment of                  Financing                      Rating by agencies

receivables                                                                      

                                                                                 Investors

Assignor                                                        Mutual debt             in the Capital

fund (FCC)               Markets

 

                                 G E Factofinance                                        

European                                                       Additional

subsidiaries                                                    financing

 

Subordinated Deposit

 

 

 

Innovation simplicity and speed

GE Factofrance offers an innovative package tailored to your requirements. You can perform pan-European transactions by integrating the company's portfolio of trade receivables with that of its European subsidiaries. You can also benefit from an optimised amount of financing by obtaining additional financing for receivables ineligible for securitisation.


An expert at your side

 

To choose GE Factofrance is to choose an independent expert, specialized in account receivables management for more than 40 years in this way and for more than 20 years in securitization. Moreover, GE Factofrance is backed by one of the largest global industrial and financial groups.