Collection of Personal Data

We will not collect any personally identifiable information about you as an individual (including but not limited to your name, address, position, telephone number, or email address) ('Personal Data') unless you provide it to us through our Site, including without limitation the suggestions 'Contact Us', 'ebusiness', 'Newsletter', 'Careers'.

We may also collect information anonymously with the aid of a 'Pop Up Survey'. Pop Up Surveys are windows that appear as you navigate our Site and that request you to submit information concerning your views on our Site or other information that helps us in determining how to improve it. Information requested through Pop Up Surveys is not personally identifiable unless you volunteer Personal Data in your response. What we mean by 'anonymously' in this Privacy Policy is that we will not use the IP address of your computer, which is sent to our systems when you connect to this Site or submit data, to personally identify you.

Use of Personal Data

We will process the Personal Data that you submit to us now or in the future, for customer satisfaction analysis purposes, web design purposes, future online or offline marketing campaigns (including contacting you by e-mail with the contact data you provide us about our commercial finance services), traffic analysis, statistics, recruitment and in order to respond to your enquiries with us. As we provide only commercial finance services for businesses, we will not use the data in respect of any consumer products or services.

We may disclose your Personal Data (and any other data submitted to us via this Site) to our affiliate companies worldwide, including without limitation GE Capital Finance SpA (Italy) and GE Capital Commercial Finance Limited (UK) and potentially other companies in The General Electric Company group of companies, and to other unaffiliated third parties for the marketing and enquiry response purposes described above. Some of these companies may be located in countries that do not afford the same protection for personal data as do EU or EEA countries, but our affiliated companies are generally required under GE policy to treat all Personal Data as confidential. We may also need to disclose your personal data to others upon request of law enforcement authorities or when required to do so by law or legal process.

Information collected anonymously / Cookies

If you do not provide Personal Data by one of the means described above, then you are browsing this Site anonymously, and we collect only the address of the computer you used to access this Site (e.g. 'user21.aol.com', the amount of time you spend in this Site, the pages you view, the country from which you are accessing the Site, whether you have visited our Site before (based on the use of cookies, see below) and whether you were referred to our Site by one of our alliance partners. None of this data enables us to directly identify you. We also collect data anonymously by way of 'cookies', which help us measure the number of visits, average time spent, page views and other statistics relating to your access to this Site. Cookies are small files which are sent to your browser from our Site and stored on your computer´s hard drive. Each time you visit our Site from the same computer, the cookie previously sent from this Site will be retrieved from your computer in order to help us recognize your computer as a previous source of access to this Site and thereby increase the functionality of this Site on your computer. Our cookies cannot be used to get data from your hard drive, to get your e-mail address or any other data that we can trace to you personally. Most web browsers have features that can notify you when you receive a cookie or prevent a cookie from being sent or that allow you to delete cookies. If you do not want to receive a cookie, you should disable this feature in your web browser. To find out how to disable cookies, consult your browser's help file, or visit the manufacturer's support web site.

Data security

Please remember that Internet communications are not secure. We do not use encryption tools in connection with this Site and cannot accept responsibility for the unauthorised access by a third party and/or the corruption of data sent by you to us during transmission. If you are providing us with confidential data, you should consider sending such data by post.

However, we do employ adequate measures to ensure that your data is kept secure once it reaches us.

Contacting us about your Personal Data

We will not use your Personal Data for direct marketing and we will not provide it to others for direct marketing unless you give us your prior consent. You have the right to request access to the Personal Data which we process about you and to ask us to delete them from our records or to correct them. If you wish to make such a request, or if you have any feedback for us concerning our privacy policy, please contact us at the following e-mail address:

Changes to this Privacy Policy

We reserve the right to change the terms of this Privacy Policy at any time without notice by updating the policy posted on this Site and your continued use of this Site will constitute your acceptance of any such changes. We recommend that you review this Privacy Policy regularly for changes. The date on the Privacy Policy will indicate the date of last revision of our Privacy Policy (last revised March 2005).

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